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About ChoiceQuote

ChoiceQuote Insurance Contents:

JUST DISCOVERED US?
Actually, we're not new to direct-to-consumer insurance. In 1977, ChoiceQuoteSM began offering our term life insurance shopping services to financial advisors who needed an independent source for low cost guaranteed term life insurance. In time, we became their one-call insurance market researchers. Since then, we've helped clients acquire over $1,000,000,000 of the most competitively priced insurance from the highest quality companies.

Over the years you may have seen our print advertisements in the Wall Street Journal. In the fall of 1995, we expanded to radio to explain how to save on term life insurance use with our full service agency and extensive library of companies and prices. In May 1996, we expanded to the Internet.

Questions? Call toll-free: 1-888-SEE-TERM (733-8376)


About Policies

Quoted premiums include all policy and administrative fees. ChoiceQuoteSM does not add any fees or charges. After the guarantee period, premiums may increase subject to the maximum premium shown in the insurance policy you receive.

Each insurance company reserves the right to receive an application, and to an insurance company-paid examination, if required. The insurance company will review your medical and your personal history. On completion of this more extensive review call underwriting, the company you select will determine your premium classification. As a result, the final premiums offered could differ from the on-line quote.

Quotes are not contracts, i.e., an Insurance Policy. The issuance of an Insurance Policy is subject to normal insurance company underwriting. Moreover, as data is provided to us by various venders, we strive to but cannot guarantee the accuracy of data. Accordingly, ChoiceQuoteSM is not liable for errors or omissions. On completion of underwriting, the Insurance Policy you receive will contain written confirmation of all benefits, guarantees, and policy limitations. The insurance policies referenced may not be available in all states.


License and Legal

ChoiceQuoteSM Insurance Services, Inc., is a California licensed corporation, No. C1298573, and has maintained license No. 0711831 with the California Department of Insurance, since 1977.

Previously, all insurance activities were conducted from 1977 under the individual agent license of Robert P. O'Leary, #0526854 and/or Connelly, O'Leary, Collins Insurance & Financial services, Inc., #711831, also a California Licensed Corporation since 1986. ChoiceQuoteSM is a domestic US Agent/agency. Licenses currently held follow with licensing pending in most other states states.

ChoiceQuoteSM Insurance Services is a registered Service Mark and all web pages, code, and data within are copyrighted © 1996-2001 by ChoiceQuoteSM Insurance Services. Further, all our rights are reserved, including reproduction by electronic and/or mechanical means. You may set pointers to our URL from other web pages, but ChoiceQuoteSM web pages may not be duplicated or included in any other form.

ChoiceQuoteSM can provide quotes only for states in which it is licensed. For further information contact Timothy E. O'Leary, Executive VP.


Top-rated Insurers Represented by ChoiceQuote

Banner Life Insurance Company
1701 Research Blvd., Rockville, MD 20850
Telephone: 301.279.4800
Founded in 1981
NAIC No. 94250
Rated by:
A. M. Best, Moody's, S & P, Weiss Research

A. M. Best Rating:
A+


Canada Life Insurance Co. of America
800 Michigan National Tower, Lansing, MU 46933
Telephone: 416.597.1456
Rated by:
A. M. Best, Finch, Moody's, S & P

A. M. Best Rating:
A+


Fidelity Life Association
1 Kemper Dr, Long Grove, IL 60049
Telephone: 847.550.5500
Founded in 1896
NAIC No. 63290
A. M. Best Rating:
A

First Colony Life Insurance Company
700 Main St. Lynchburg, VA 24504
Telephone: 804.845.0911
Founded in 1955
NAIC No. 84972
Rated by:
A.M. Best, Duff & Phelps, Moody's, S & P, Weiss Research

A. M. Best Rating:
A++


Jackson National Life Insurance Company
5901 Executive Dr., Lansing, MI, 48911
Telephone: 517.394.3400
Founded in 1961
NAIC No. 65056
Rated by:
A. M. Best, Duff & Phelps, S & P, Weiss Research

A. M. Best Rating:
A+


Jefferson Pilot Financial Insurance
100 N Greene Street, Greensboro, NC 27401
Telephone: 910.691.3000
Rated by:
A. M. Best, Moody's, S & P, Weiss Research

A. M. Best Rating:
A++


John Hancock Variable Life Insurance
John Hancock Place, Boston, MA 02117
Telephone: 617.572.6000
Rated by:
A. M. Best, Finch, Moody's, S & P, Weiss Research

A. M. Best Rating:
A++


Liberty Life Insurance Co.
PO Box 789, Greenville, SC 29602
Telephone:
Rated by:
A. M. Best

A. M. Best Rating:
A


Lincoln Benefit Life Insurance
3075 Sanders Road, Ste. H2C, Northbrook, IL 60062
Telephone: 800.525.9287
Rated by:
A. M. Best, Moody's, S & P, Weiss Research

A. M. Best Rating:
A+


Lincoln National Life Insurance Company
1300 S. Clinton Street, Ft. Wayne, IN 65676
Telephone: 219.455.2000
Rated by:
A. M. Best, Duff & Phelps, Moody's, S & P, Weiss Research

A. M. Best Rating:
A+


Metropolitan Life Insurance Co.
One Madison Avenue Area 20A, New York, NY 10010
Telephone: 212.578.2211
Rated by:
A. M. Best, Finch, Moody's, S & P, Weiss Research

A. M. Best Rating:
A+


North American Company for Life and Health
222 S. Riverside Plaza, Chicago, IL 60606
Telephone: 312.648.5929
Founded in 1886
NAIC No. 66974
Rated by:
A. M. Best, Moody's, S & P, Weiss Research

A. M. Best Rating:
A


Ohio National Life Insurance Company
136 N. Third Street, Hamilton, OH 46024
Telephone: 513.794.6100
Rated by:
A. M. Best, Finch, Moody's, S & P, Weiss Research

A. M. Best Rating:
A+


Pruco Life
Prudential Plaza, Newark, NJ 07103
Telephone: 201.802.6000
Founded in 1873
NAIC No. 68241
Rated by:
A. M. Best, Moody's, S & P, Weiss Research

A. M. Best Rating:
A


Savings Bank Life Insurance Co.
One Linscott Road, Woburn, MA 01801
Telephone: 781.938.3500
Founded in 1907
NAIC No. 82864
Rated by:
A. M. Best

A. M. Best Rating:
A+


The Midland Life Insurance Company
250 E. Broad Street, Columbus, OH 43215
Telephone: 614.228.2001
Founded in 1905
NAIC No. 66036
Rated by:
A. M. Best, S & P, Weiss Research

A. M. Best Rating:
A


Transamerica Occidental Life Insurance
1150 S. Olive St., Los Angeles, CA 90015
Telephone: 213.742.2111
Founded in 1906
NAIC No. 67121
Rated by:
A. M. Best, Duff & Phelps, S & P, Weiss Research

A. M. Best Rating:
A+gu


United of Omaha Life Insurance Company
Mutual of Omaha Plaza, Omaha, NE 68175
Telephone: 402.342.7600
Founded in 1926
NAIC No. 69868
Rated by:
A. M. Best, Duff & Phelps, S & P, Weiss Research

A. M. Best Rating:
Ag


US Financial Life Insurance Co.
210 E. Fourth Street, Cincinnati, OH 45202
Telephone: 513.287.6820
Rated by:
A. M. Best, S & P, Weiss Research

A. M. Best Rating:
A


West Coast Life Insurance Company
343 Sansome St. San Francisco, CA 94104
Telephone: 415.433.6200
Founded in 1915
NAIC No. 70335
Rated by:
A. M. Best, Duff & Phelps, S & P, Weiss Research

A. M. Best Rating:
A+


Companies quoted have a minimum of "superior" and/or "excellent" ratings in the opinion of at least one or more of the independent insurance company rating services.


Questions? Call toll-free: 1-888-SEE-TERM (733-8376)
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To speak with a licensed professional,
1-888-SEE-TERM
1-888.733.8376
(Toll Free) 8 a.m. to 6 p.m.
Eastern time, Monday through Friday

ChoiceQuoteSM Insurance Services, Inc. CA License #711831
900 Veterans Blvd., Suite 340, Redwood City, CA 94063
Fax 1-888-777.2004

Robert P. O'Leary, CLU is licensed agent in all states except AK and WY:
CA #526854; LA #295731; MA #1762084; MN # IN-20571538 & UT # 198305.
MI dba ChoiceQuote Insurance Agency of Michigan

Commercial use by others is prohibited by law. No portion of this site may be copied, published, faxed, mailed or distributed for any purpose without prior written authorization.

All rights reserved Copyright © 2002-2006


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