Term Life Insurance & Blood

Home > High Risk Information > Term Life Insurance & Blood

Risk Issue:
Insurance companies evaluate high blood pressure and low blood pressure for classification. Uncontrolled blood pressure is considered a high risk,when evaluating an individual for term life insurance. Companies like to see blood pressure controlled. Individuals with blood pressure controlled by medication for two years may be offered a "preferred," or lower premium classification if no other health issues are present.

Blood type is typically not considered. A few companies take no blood test depending on the amount of insurance. Also, see guarantee issue life insurance.

Important:
When individuals have health issues that make them uninsurable, the only policies available may be those without health questions called "guarantee issue life insurance" (click for more information).

Get A Quote:
Click Personalized Quote to shop companies.

Action:
Complete the Personalized Quote to begin the process to find the companies with the most liberal acceptance guidelines and lowest premiums for your status. If we cannot quote online, we will respond by email with the probable underwriting action and premium range within two business days.

Need Help?
Make a no-obligation call to our quote desk to clarify your status before proceeding with the Personalized Quote or e-mail your question to us at info@choicequote.com

To speak with a licensed professional,

1-888-SEE-TERM

1-888.733.8376
(Toll Free) 8 a.m. to 6 p.m.
Eastern time, Monday through Friday

To speak with a licensed professional,
1-888-SEE-TERM
1-888.733.8376
(Toll Free) 8 a.m. to 6 p.m.
Eastern time, Monday through Friday

ChoiceQuote^SM Insurance Services, Inc. CA License #711831
900 Veterans Blvd., Suite 340, Redwood City, CA 94063
Fax 1-888-777.2004

Robert P. O'Leary, CLU is licensed agent in all states except AK and WY:
CA #526854; LA #295731; MA #1762084; MN # IN-20571538 & UT # 198305.
MI dba ChoiceQuote Insurance Agency of Michigan

Commercial use by others is prohibited by law. No portion of this site may be copied, published, faxed, mailed or distributed for any purpose without prior written authorization.